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With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.
Lovell retired from the navy in 1973 and opted for a the quiet life, working for the Bay-Houston Towing Company, giving speeches and serving as president of the National Eagle Scout Association.